Duster 1.6L SE (4x2) Car Loan Calculator in UAE

The car loan process typically involves selecting the vehicle, applying for the loan through a bank or financial institution, providing necessary documents, and awaiting approval before finalizing the purchase.

Yes, taking out a loan can affect your credit score. It may lower your score initially due to the hard inquiry, but if you make timely payments, it can improve your score over time.

Consider your budget, the loan interest rates, the loan term, and your ability to make monthly payments. Also, review the total cost of the vehicle, including insurance and maintenance.

Factors include your credit score, the duration of the loan, the lender's policies, and current market interest rates. A higher credit score typically results in a lower interest rate.

Yes, you can refinance your car loan later. This can potentially lower your monthly payments or reduce your interest rate, depending on your credit profile at the time.