What are the financing options available for purchasing a Nissan Xterra 2021 2.5L SE (2WD) in the UAE?

In the UAE, you can typically choose between bank loans, dealership financing, and personal loans. Each option has different terms and interest rates.

How does taking a car loan affect my credit score in the UAE?

Taking a car loan can impact your credit score positively if you make timely payments. However, missing payments can negatively affect your credit.

What should I consider before applying for a car loan in the UAE?

Consider your monthly budget, the total cost of the car, interest rates, loan terms, and your credit history before applying.

What factors can affect the loan interest rate in the UAE?

Factors include your credit score, the loan amount, the term length, prevailing economic conditions, and the lender's policies.

Can I refinance my car loan for the Nissan Xterra 2021 2.5L SE (2WD) in the UAE?

Yes, refinancing your car loan is possible if you find better terms or lower interest rates. It's advisable to compare offers from different lenders.

CarteaCar Loan Calculator

Nissan Xterra 2021 2.5L SE (2WD) Car Loan Calculator in UAE

To finance this car, you can first calculate the installment price in UAE

Monthly Payment

AED 6,733

Down Payment

AED 19,980

Total Cost

AED 100,776

Car Loan Monthly Installments Schedule

Repayment Schedule	Monthly Repayment	Remaining repayment amount
1	AED 6,733	AED 74,063
2	AED 6,733	AED 67,330
3	AED 6,733	AED 60,597
4	AED 6,733	AED 53,864
5	AED 6,733	AED 47,131
6	AED 6,733	AED 40,398
7	AED 6,733	AED 33,665
8	AED 6,733	AED 26,932
9	AED 6,733	AED 20,199
10	AED 6,733	AED 13,466
11	AED 6,733	AED 6,733
12	AED 6,733	AED 0

Monthly Payment Composition

Interest: 73

Principal: 6660

Nissan Xterra 2021 2.5L SE (2WD) Car Loan Calculator FAQs in UAE

In the UAE, you can typically choose between bank loans, dealership financing, and personal loans. Each option has different terms and interest rates.
Taking a car loan can impact your credit score positively if you make timely payments. However, missing payments can negatively affect your credit.
Consider your monthly budget, the total cost of the car, interest rates, loan terms, and your credit history before applying.
Factors include your credit score, the loan amount, the term length, prevailing economic conditions, and the lender's policies.
Yes, refinancing your car loan is possible if you find better terms or lower interest rates. It's advisable to compare offers from different lenders.