Nissan Sunny 2022 1.6L SL Car Loan Calculator in UAE

The car loan process typically involves submitting your income documents, credit report, and vehicle details to the bank. After evaluation, the bank will provide a loan offer based on your financial status.

Yes, taking a car loan can affect your credit score. If you make timely payments, it can improve your score, but missed payments can harm it.

Consider your budget, the total cost of the car including interest, loan terms, and your ability to make monthly payments. It's also wise to check your credit score beforehand.

Factors include your credit score, loan term, the amount you plan to borrow, and current market rates. A higher credit score usually results in a lower interest rate.

Yes, you can still obtain a car loan with a low credit score, but you may face higher interest rates and stricter terms. Some lenders specialize in loans for individuals with lower scores.